Exclusive Benefits for First-Time Buyers
The first-time home buyer Dubai programme, launched by the Dubai Land Department (DLD) in July 2025, makes entering the city’s property market more accessible than ever. Residents purchasing their first home can now enjoy priority access to launches, flexible payment plans, and discounts from top developers.
From affordable off-plan apartments to ready-to-move villas, the programme helps first-time buyers step confidently into ownership. With financing support and exclusive offers, the initiative removes many traditional barriers.
What the Programme Offers
The first-time home buyer Dubai scheme is designed to lower costs and streamline the purchase process. Key benefits include:
- Priority booking for new property launches from leading developers
- Discounts and preferential prices on selected projects
- Easy instalment plans for DLD registration fees
- Interest-free payment options on eligible credit cards
- Special mortgage products with lower interest rates and faster approvals
Participating developers such as Wasl and Binghatti are already tailoring offers for newcomers. Wasl is focusing on new launches in Jebel Ali, while Binghatti offers a 5% discount across all projects.
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Who Can Apply
Eligibility for the first-time home buyer Dubai programme is straightforward:
- Must be a UAE resident of any nationality
- Must be at least 18 years old
- Must not currently own a freehold property in Dubai
- Property value must be under Dh5 million
Residents who own property in non-freehold areas can still apply. If you are not eligible at the time of application, DLD allows you to reapply once requirements are met.
How to Apply
The application process is digital and simple:
- Register via the DLD website or the Dubai REST app.
- Submit required information online.
- Receive confirmation and a unique QR code if eligible.
- Use the QR code to unlock benefits from partner developers and banks.
The QR code remains valid until you register a property with DLD. Importantly, joining the programme incurs no additional fees beyond standard DLD or bank charges, unless waived by special offers.
Developers and Banks Involved
Major names in Dubai’s property sector are supporting the initiative. Partner developers include Emaar, Nakheel, DAMAC, Meraas, Dubai Properties, Azizi, Ellington, Binghatti, Majid Al Futtaim, Danube, Palma Holding, Wasl, and Beyond Developments.
On the finance side, partner banks include Emirates NBD, Emirates Islamic, Dubai Islamic Bank, Mashreq, and Commercial Bank of Dubai. These lenders provide competitive mortgages designed for first-time buyers, with lower fees and preferential rates.
Golden Visa Opportunities
With property purchases of Dh2 million or more, residents can qualify for the UAE’s 10-year Golden Visa. This means the first-time home buyer Dubai programme not only lowers costs for new owners but can also open the door to long-term residency, making real estate investment even more attractive.